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Car Rental Insurance

Car Rental Insurance

All vehicles come fully insured the standard liability is applicable to all, nut a collision damage waiver (CDW) may be taken up to reduce this. Please be aware by reducing the liability it does not waive or reduce your liability under a single vehicle incident. If you wish to reduce single vehicle incident on certain vehicles only please read Gold cover listed below.

Vehicle Type Age Groups Standard Liability 1-6 Days 7 Days +
Per Day
Lowered Liability
Cars & Utilities 25-75 2500 15.00 13.50 300
  21-24 3250     1050
4WD & Tarago's
25-75 2500 20.00 16.00 300
  21-24 3250     1050
12 Seat & Vans
25-75 2500 20.00 16.00 500
  21-24 3250     1250
Trucks
25-75 2500     500
  21-24 32500     1250
Sports & Prestige 25-75 5000 35.00 35.00 2000*
Motorcycles 25-75 5000 20.00 20.00 2000*

Car Rental Insurance Point 4WD liability when used off road will differ from the above schedule

All liabilities over $1000 must have credit card authorisation.

Car Rental Insurance Point Except Sports, Prestige and Motorcycles where a $1000 authorisation will be taken if lowered liability is taken.

GOLD COVER
Is available to customers who have purchased CDW. It is only available on cars and Tarago’s, see table below for liability.

COST OF GOLD COVER IS $5.90 PER DAY
Single Vehicle $500
Multi Vehicle $300
Hail damage $500
Collision with Animals $500
Theft of Vehicle $500
Fire $500
Windscreen $0
Tyres $0

In case of an accident the hirer will pay the liability outstanding regardless of whom was at fault. Once the other party admits fault and Andy’s Auto Rentals have been notified in writing that they will pay the full amount, then the liability will be refunded. If the hirer is at fault no refund will be given.

All accidents are to be reported to the Police immediately. Ensure all details of third parties are recorded at the scene. Report to Andy’s Auto Rentals immediately. Accident report forms can be found in the glove compartment and must be filled out and returned to Andy’s Auto Rentals within 24 Hours. Failure to do so could void all or part of insurance coverage. Do not admit liability. Our staff will assist with any difficulties.

TRUCKS & BUSES
Bodies and underbodies are not covered by insurance unless the vehicle is involved in a multi vehicle collision. If damaged in a single vehicle incident (Example: Drive under any object lower than the vehicle height, impact trees, buildings, awning etc, Damage underbody or any other damages) the full costs incurred to the vehicle and other property will be at the expense of the hirer/renter.

MOTORCYCLES
When a motorcycle is involved in a multi vehicle incident the selected liability on the contract will apply. However, if the motorcycle is involved in an incident where no other registered vehicle is involved the cost of all damages will be the sole responsibility of the hirer.

TOWING
When towing it is the hirer’s responsibility to have the towed trailer insured, any damage caused by the trailer, to either the tow vehicle, the trailer, any third party property or personal injury will be the sole responsibility of the hirer.

SINGLE VEHICLE INCIDENTS
Single vehicle incidents by example include but not limited to. Any over head damage, undercarriage, water, hail damage, abuse or negligence however caused is at the hirer’s risk and is not covered by C.D.W. Only exception will be if the hirer has purchased Gold Cover on cars or Tarago’s only.